JMLends specializes in traditional home purchases: vacation homes, second homes And investment properties
Discover The Best Financing Options That Fits Your Situation
Learn How Our Trusted Partner Helps You Secure Your Perfect Mortgage PLUS Get
A $100 Voucher For FREE!
Just fill out this quick form and JMLends will reach out with more information. Just sit back and relax as he helps find the right mortgage for you so you will be relaxing in your new vacation home in no time!
*JMLends does not handle financing for Pacaso shares
Comprehensive Mortgage Services To Meet All Your Needs
Home Purchase Loans
Secure your dream home with JMlends expert assistance. Whether you're a second home or investment property buyer, they offers competitive rates and personalized loan options to fit your unique financial situation.
Refinance Loans
Lower your monthly payments or tap into your home's equity with their refinance solutions. Benefit from their extensive experience to find the best refinancing options that align with your financial goals.
Solutions for Canadian Buyers
They specialize in making cross-border financing seamless for Canadian buyers. With in-depth understanding of both markets, ensuring a smooth process and offers flexible qualification requirements to help you invest in U.S. properties effortlessly.
Investment Property Loans
Maximize your real estate investments with JMLends expertise in investment property loans. They provide customized financing solutions, helping you navigate the complexities of purchasing and managing investment properties in the U.S.
Meet Our Trusted Partner JMLends, Your Mortgage Expert
JMLends brings a wealth of experience to the mortgage industry, specializing in both American and Canadian real estate markets.
- Proven Track Record: They are seasoned mortgage professionals with years of experience in the industry
- Proven Lending Team: With assistance from their team Joe and Maggie are able to close over 400+ loans annually
- Expertise in Cross-Border Transactions: Seamless financing for Canadian buyers
Get Professional Support & Advice To Secure Your Dream U.S. Home
Buying and selling property in the U.S. doesn’t have to be complicated. Ask our trusted cross-border legal, tax & estate planning experts, who’ll provide important considerations and answer your questions about owning and selling U.S. real estate..
Discover Why JMLends Is Our Mortgage Partner of Choice
Expert in Cross-Border Transactions
They specialize in navigating the complexities of financing for Canadian buyers, ensuring a smooth and stress-free process.
Customized Mortgage Solutions
Benefit from their personalized approach to mortgage solutions, tailored specifically to your financial needs and goals.
Real Estate Investor Specialist
With a deep understanding of investment property financing, they helps investors maximize opportunities and achieve their financial objectives.
Dedicated Support
The team at JMLends provide personalized support throughout your mortgage journey, ensuring clarity and confidence at every step.
Stress Free Process For Canadian Homebuyers
- No US or Canadian credit report and any income documentation required for investment properties
- Investment properties and second homes eligible
- No prepayment penalty
- 75% loan-to-value ratio for investment properties
- DSCR ratio of 0.75 for investment properties
Flexible Qualification Requirements
- 30-year fixed loan and interest-only mortgage options
- Temporary rate buydowns available
- Gift funds permitted
- Minimum loan amount $100,000
- Maximum loan amount $3,000,000
- Finance multiple investment properties
Ready to Secure Your Dream Mortgage?
Take the first step towards your financial goals today! Contact JMLends to explore personalized mortgage solutions tailored to your needs. Don't miss out—secure your ideal mortgage now and turn your dream into reality!
773-203-4843
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Frequently Asked Questions About Financing Investment Properties
What is the minimum credit score needed?
No US credit score or any income documentation required, but if one available it must be utilized in underwriting and pricing.
What are the Visa requirements?
Must be able to legally enter the US, no defined length of stay required. Eligible visa types: B1, B2, E, G, H, L, O, P, and TN
Can I finance my deals through my LLC?
We are able to close in your LLC with our portfolio product and proper documentation.
Can I pull equity out of a home I already own in the US and use these funds for a purchase transaction?
Yes! There is a six months title seasoning required for cash out refinances and there is no limit on the maximum amount of cash out allowed but the CLTV is capped at 65%.
Can I finance multiple properties simultaneously?
Yes! Our team specializes in these transactions without issues.
Do I have to go to a title company to close on my loan?
For your convenience, we use a mobile notary service or an e-closing with a virtual notary.
Take the First Step Towards Your Dream Home With Our Trusted Mortgage Partner
Ready to unlock your perfect mortgage solution with JMLends? Fill out the form below to receive expert advice and a $100 hotel voucher. Don't wait—seize this opportunity to secure your financial future and enjoy exclusive benefits!
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