Too many people try to do everything on their own—studying, hustling, grinding—only to eventually hit a wall.

The wealthy play by a different rule: You don’t need to know everything—you just need to know the right people.

The power of collaboration is about leveraging other people's expertise, time, effort, and knowledge. Imagine what you could achieve with a team of 100 skilled individuals—could you possibly overdo it?

For example, Henry Ford famously responded to accusations that he was ignorant and uneducated by stating that he didn’t need to know everything because he had access to experts through his office's push buttons. In his defense, Ford essentially argued that knowing how to access information and resources was more important than knowing every fact. This highlights his focus on delegation and leveraging expertise, rather than trying to know everything himself.

In real estate, this principle means partnering with experienced teams that have a proven track record. By doing so, you can leverage their expertise, systems and avoid costly mistakes.
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​The best deals, and the best opportunities flow to those who are connected.

The average person buys things with their own money.

The wealthy buy assets with other people’s money. They use loans to control income generating assets.

Banks are typically willing to lend up to 80% or more of a property's purchase price through a mortgage, especially for owner-occupied or residential investment properties. This means you can control a high-value asset with a relatively small down payment (e.g., 20%). Banks see real estate as a relatively safe, tangible asset, making them comfortable lending large sums at reasonable rates.

In normal economic conditions, mortgage interest rates tend to be around or slightly above the inflation rate. 

This means the real cost of borrowing is low, especially when:

So even if you're paying interest, the asset often grows in value faster than your cost of borrowing.

Here’s how it works:

This is leverage in action—controlling a valuable asset without needing all the cash upfront.

Most people never tap into this power.

But the wealthy use debt intelligently to amplify their returns.

Summary: Real estate stands out because you can borrow a large portion of the purchase price (leverage) at interest rates that, under normal conditions, are close to inflation rate. This unique leverage + low borrowing cost + asset appreciation makes real estate a powerful wealth-building tool.
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​Paradox: Ask 99% of people about real estate investing, and you’ll hear the same stories: it’s risky, people lose money, it’s not worth the headache. Yet banks, the institutions that manage trillions, see it very differently. To them, real estate is one of the safest and most predictable investments available!

In fact, they’re so confident in it, they’ll happily lend 80% or more of a property’s value to almost anyone with a steady job. Why? Because they know real estate works—proven, period. Quietly. Consistently. Profitably.

Here’s the paradox:
While the average person hesitates—paralyzed by fear and second-hand horror stories—banks are quietly making billions from those very same properties.

So is real estate a risky gamble, or a proven path to building wealth?

Still unsure?

Then go ahead—keep taking advice from the 99% who are just scraping by.

Meanwhile, the banks will continue getting richer—using the money sitting in your savings account—to invest in the asset most people fear, but they trust the most.
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​Brutal? Yes. But the truth burns.

​So… who’s got it right?
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​The 99%—who doubt everything, know everything, yet have little to show for it? 
​Or the banks—whose expertise to mange risk and make money for their investors?

So… who’s really got it right?