“We question all of our beliefs, except for the ones we really believe in,
and those we never think to question.”
—Orson Scott Card

Ever dreamed of owning a slice of Florida paradise but think your budget is too tight? I get it. With the median home price in Florida soaring to nearly $394,728 and the average price of an oceanfront vacation home in Miami Beach reaching a whopping $612,214, finding a gem for $250,000 seems impossible.

​You're not alone in thinking this dream is out of reach. Many believe a $250,000 budget won’t get them much, especially not near the beach. And most never question that assumption—it simply feels like a fact. People often think if something doesn’t fit their beliefs, it can’t be true.

But what if I told you that belief is outdated, and thinking outside the box could turn your dreams into reality?

The assumption that a $250,000 budget leaves you out of Florida’s real estate market, especially the premium segment, is based on traditional thinking.

Sure, if you’re looking to buy a full property in a prime location like North Miami Beach, you’d be hard-pressed to find much in that price range. Most listings you’ll find for $250,000 are tiny condos built decades ago—320-350 square feet, 60+ years old, and often in need of serious repairs.
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​Take a look at some of the properties you might find there:

Resource Zillow

A single home in that range? You might find one—likely around 539 square feet and 70 years old.

Resource Zillow

Not exactly the beachfront dream, right?

These homes have soaked up more Florida sunshine than they can handle. Even if you manage to find one, you might need to put down $250K in cash, as many of these older properties won’t qualify for traditional financing.
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​So, yes, if you stick with the traditional model of real estate ownership, your options are limited.

Here’s where your thinking should shift: What if you didn’t have to buy the whole house?

​With our partner Pacaso’s Co-Ownership Model, where you can own a slice of luxury for a fraction of the cost. And this isn’t a timeshare—it’s real ownership.

The idea is simple: instead of buying a whole property that sits vacant for most of the year, why not purchase only the amount of time you’ll actually use? It’s a game-changer.

Let’s talk numbers. With traditional real estate, your $250,000 might get you a fixer-upper that barely qualifies as a vacation spot. But with Pacaso, you can co-own a luxury property you thought was beyond your reach.

For example, imagine owning a share of a $1.25 million oceanfront home in North Miami Beach.

This stunning 2-bedroom, 2-bath property boasts 1,994 square feet of living space, panoramic ocean views, and resort-like amenities: a penthouse club room with a piano and bar, a pool, a sauna, BBQ area, fitness center, 24-hour security, valet service, and guest parking.

All for just $235,000!

That's right! For about the same price as one of those tiny, old condos, you could co-own a 1/8 share of this stunning oceanfront retreat—completely renovated, fully furnished, and ready to be your happy place.

Forget about the hassle of renovations or upkeep! You don’t need to lift a finger. Pacaso handles everything, so you can simply enjoy your vacation home without the hassle.
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​What if you don’t have $235K on hand or aren’t ready to make the full payment upfront?

No problem!

Pacaso offers an integrated financing plan that allows you to secure your share with just a $75,000 down payment (30%) and finance the rest. This way, your monthly payments will be far more manageable compared to purchasing a $1.2 million condo at full price.

Now, let's compare: if you purchase the entire condo traditionally, the HOA alone would set you back $1,692 per month—before even factoring in mortgage payments, property taxes, and insurance. With a 20%($250K) down payment, you’d be looking at a total monthly cost of around $9,155.

But with a 1/8 share for just $235K, paid in cash, your all-inclusive monthly fee would be approximately $1,500 per month. This covers everything: property taxes, insurance, utilities, management fees, maintenance, minor repairs, reserve funds, plus cleaning and laundry services.

The best part? No mortgage! You’ll own your share outright, debt-free.
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​​Now imagine spending your Florida days sipping margaritas by the pool, enjoying panoramic ocean views with your family, instead of cramming into a tiny, outdated condo.

So, what’s the catch? There isn’t one. With Pacaso’s co-ownership model, you get all the benefits of luxury living without the luxury price tag. You can own a slice of a $1.25 million home for $235,000—no massive mortgage or hefty debt required. You’re not just buying a property; you’re investing in a lifestyle.

But it’s not for everyone!

First, decide if the luxury lifestyle suits you, and whether you’d like to feel at home even while on vacation. Second, consider how often you’d actually use it—owning 1/8 of the property means 5 to 6 weeks of vacation time per year.

​Remember, co-ownership breaks free from traditional real estate concepts. 
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​It has worked for thousands—and it can work for you too! Your Florida dream is closer than you think!

Want to experience the co-ownership lifestyle for yourself? Explore our partner Pacaso’s hassle-free, turn-key co-ownership model and discover their collection of luxurious properties in over 40 desirable second-home destinations across the United States and Europe, with future expansions on the horizon.

Check out Pacaso's luxury listings and discover your perfect second home today.

Shares start at $200K+ in Florida, with financing available for 30% down and rates 0-5% for selected listings.

​Ready to take things to the next level?

Imagine owning your vacation retreat with NO monthly expenses!

Interested?

Dive into my book, "From Dream To Reality: Your Path to Affordable Luxury Living in Florida for Canadians." My book may be your key to unlocking the door to your Florida paradise—whether you're in Canada or the United States. It's packed with expert tips and strategies to make your second home dreams come true, and it's absolutely free!

​Claim your free copy now and get a $200 Hotel Savings Card plus four exclusive bonuses. Discover something so incredible, it'll blow your mind—I promise!