You've likely dreamed of owning a beautiful vacation home in Florida, right by the beach, only to feel it's beyond your reach.

For many, investing in a property you only use a few times a year feels like throwing money away. On top of that, if you already have a mortgage on your primary home, taking on another loan can seem impossible.

Even if you can manage the 20-30% down payment, the thought of stretching your finances so thin that you can barely make ends meet might convince you to put your dream on hold, perhaps even indefinitely, especially given today’s uncertain economic climate.

​If that sounds like you, you're not alone. This is a common belief, but it’s not the full picture. Many people simply aren't aware that alternatives exist.

The idea that you need to go into major debt to own a nice vacation home in Florida is based on the traditional approach to home ownership, which indeed involves large mortgages and a major financial commitment.

Why?

​Let’s say you want a vacation home near the beach in a prime location like Delray Beach, where you have easy access to restaurants, recreational spots, and, of course, the ocean. Just take a look at what's available in that area:

See? The prices can be staggering. A $2,000,000 home in such a desirable spot may seem like the only option if you want a prime property near the beach.

Take, for example, a home like 6130 Ridge Lane, Ocean Ridge, FL 33435. Priced at $2 million, if you put down 20% ($400,000), you’d still need to borrow $1.6 million. The mortgage alone would be about $10,431 per month. When you add taxes, insurance, and other expenses, your monthly cost could easily reach $13,000. And that’s for a home you might only use a few weeks each year!

For most of us, believing that buying the entire home is the only option can turn owning your dream vacation property into a financial nightmare.

So, how can you enjoy a nice vacation home debt-free while eliminating the huge monthly carrying costs?

The solution is to break away from the traditional model of full ownership. Instead of shouldering the financial burden of the entire property and taking on a huge mortgage, why not explore co-ownership? 

Let’s return to the $2 million property at 6130 Ridge Lane, but this time, imagine owning it through our partner, Pacaso, using their co-ownership model. Instead of buying the entire property, you would purchase 1/8 of the home for $350,000. That’s less than the down payment you would need if you bought the property outright.

Here’s the beauty of this approach: If you pay $350,000 all in cash, you will own a share of the property debt-free! This way, you don’t need to finance the entire home with a mortgage. You don’t have to take on any debt!

And here’s the most exciting part: you can enjoy the entire house without incurring debt!

By purchasing a 1/8 share, you pay only for the time you use it—approximately six weeks a year. Plus, the monthly carrying costs are significantly reduced to around $1,500, which covers everything: property taxes, insurance, maintenance, utilities, management, cleaning, and more.

This innovative approach allows you to savor the joys of vacation home ownership without financial strain!
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​If you’ve been holding back on your Florida vacation home dream because of fear of debt, think again. The co-ownership model not only makes luxury vacation homeownership affordable, but it also eliminates the need for typical mortgage payments.

So why settle for a dream deferred when you can own your slice of paradise today, completely debt-free?
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​Want to experience the co-ownership lifestyle for yourself? Explore our partner Pacaso’s hassle-free, turn-key co-ownership model and discover their collection of luxurious properties in over 40 desirable second-home destinations across the United States and Europe, with future expansions on the horizon.

Check out Pacaso's luxury listings and discover your perfect second home today.

Shares start at $200K+ in Florida, with financing available for 30% down and rates 0-5% for selected listings.

​Ready to take things to the next level?

Imagine owning your vacation retreat with NO monthly expenses! Yes, it’s possible to eliminate even that $1,500 monthly payment!

Want to learn how to own your vacation retreat debt-free and even cover your travel costs? I can show you the way!

The secret lies in my book.

Dive into my book, "From Dream To Reality: Your Path to Affordable Luxury Living in Florida for Canadians." My book may be your key to unlocking the door to your Florida paradise—whether you're in Canada or the United States. It's packed with expert tips and strategies to make your second home dreams come true, and it's absolutely free!

​​Claim your free copy now and get a $200 Hotel Savings Card plus four exclusive bonuses. Discover something so incredible, it'll blow your mind—I promise!